All Zein Insurance group plans offer composite rates, meaning every member of the group pays the same premium—regardless of age or health condition. This simplifies budgeting and ensures fairness across your team.
According to the California Department of Insurance and the Department of Labor, millions of Californians remain uninsured. Many do not qualify for Medi-Cal or federal subsidies—and without access to an affordable, employer-sponsored group health plan, comprehensive coverage remains out of reach.
Zein Insurance helps fill that gap—offering scalable, cost-conscious group health options for businesses ready to protect their people and control long-term costs.
At Zein Insurance, we prioritize professionalism and personalized service. We treat our small business clients like family while ensuring the highest standards of professionalism for our corporate clients. We prioritize a fair bidding process and simplify insurance complexities. Our mission is to expertly navigate the insurance world, providing excellent service, education, and informed solutions that meet our clients’ needs.
Zein Insurance Services Inc. specializes in large group health plans—offering exclusive rates and value through industry expertise and trusted connections. Here’s what sets us apart:
✅ Access to composite rates for employers with 20+ employees, even under ACA restrictions
✅ 25–33% average savings using level-funded plans with the nation’s largest PPO network. Escape age-banded premiums affecting many companies with 50+ employees since ACA rules changed
✅ Broader, higher-quality coverage compared to standard group plans
✅ Unbiased guidance from experienced insurance professionals
✅ Value-added services and compliance support tailored to your needs
✅ Modern HR onboarding software to streamline employee enrollment and benefits access
Zein Insurance delivers smarter solutions for California employers—backed by experience, integrity, and results.
Streamline HR with ZIS Portal & Software
At Zein Insurance Services, we go beyond premium health coverage. We equip our clients with HR management software valued at over $100,000—free for the first year of enrollment—to streamline human resources and enhance daily operations.
We know that adding value is key to business success. That’s why we support your HR team with the tools and training they need to reduce risk, protect employees, and stay compliant. Our experts live and breathe HR, offering guidance on critical issues like:
Zein Insurance has researched and partnered with top HRM and CSR platforms, so you don’t have to.
We offer powerful and practical solutions tailored to your business needs.
Want to reduce HR stress and elevate your team’s impact?
Call us at 818-887-8787 to learn more.
Your Insurance Experts.
Trusted, experienced, and dedicated to securing optimal coverage at the most competitive rates.
