Workers’ Compensation Insurance

Protect Your People. Protect Your Business.

Zein Insurance Services (ZIS) offers tailored Workers’ Compensation coverage for businesses in California and nationwide, ensuring legal compliance, fair premiums, and smarter protection.

What is Workers’ Compensation?

Workers’ Compensation insurance covers medical care, lost wages, and rehabilitation costs if an employee is injured or becomes ill due to their job. It’s more than a policy — it’s a safety net that helps your business support your team and stay protected from costly lawsuits or state penalties.

Is Your Business Complaint with California Workers' Compensation Law?

Since 1913, the State of California has established a compulsory workers’ compensation system, ensuring that employees injured on the job receive medical care and compensation without needing to prove employer negligence.

Under California law, all employers are mandated to provide workers’ compensation insurance for their employees, regardless of the number of employees. This includes both full-time and part-time workers. Failure to provide Workers’ Comp can result in severe penalties and fines.

Are You Overpaying for Workers' Comp?

Many companies unknowingly overpay for Workers’ Compensation due to employee misclassifications, outdated policies, or poorly structured plans.

At ZIS, we don’t just help you meet California’s Workers’ Comp requirements — we go further.

ZIS Helps You:

Accurately classify employees
Stay OSHA compliant
Avoid costly audit penalties
Access affordable coverage from 40+ top-rated carriers
Improve workplace safety with GotSafety training

Workers’ Comp is often your largest insurance expense. ZIS helps you manage it and works hard to reduce it.

Stay Compliant and Save

with ZIS

With over 25 years of insurance expertise, the ZIS team helps California businesses — from restaurants and home care agencies to mechanic garages and contractors — get the protection they need and the savings they deserve.

The ZIS team will:

  • Review your current Workers’ Comp policy — free of charge
  • Correct costly employee misclassifications
  • Customize coverage to match your staff, risk, and operations
  • Deliver the most competitive rates from trusted carriers
  • Offer access to over 2,000 safety training videos

And because we’re an independent brokerage, we work for you, not the insurance companies.

Contact ZIS for a Complimentary Consultation 
Get a Free Quote Today
Call +1 (877) 323-1009