What is Renters Insurance?
Renters insurance is offered for tenants of a residential property. It typically covers three things:
–Property damage/theft
–Property Liability: Either damage to the property or injuries occurring on the property.
–Cost of housing: In the event the property becomes uninhabitable, the insurance will cover the amount of rent prorated by days left on rent period. In addition it may include the costs of relocating.
This form of insurance is useful for tenants who keeps large amounts of valuable property in their homes. It is also very useful for when a person has chosen to rent a historical building. State regulation can make repairs to these building exceedingly high.
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