Zein Insurance Services Inc.
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Home Insurance

What does Homeowners Insurance cover?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the content in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.

Your Condo Is An Important Purchase, Have the Right Insurance?

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Having the right Insurance is important

Learn how our dedicated agents find the right Condominium Insurance for you

Why owning a condo is great?

Many people love the condo life because they don’t have a mow a lawn, it’s cheaper than buying a house, a sense of community, and the homeowner’s association takes care of most of your maintenance needs.

Insure Your Home and Belongings From a Disaster.

Insure Your Families Financial Security!

Having the right protection will insure your families possesions from a disaster

What is Homeowners Insurance?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the content in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

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Save Money With The Right Renters Insurance Policy.

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Need Renters Insurance?

Save time and money by contacting an Zein Insurance Services, Inc. agent.

What is Renters Insurance?

Renters insurance is offered for tenants of a residential property. It typically covers three things:

–Property damage/theft
–Property Liability: Either damage to the property or injuries occurring on the property.
–Cost of housing: In the event the property becomes uninhabitable, the insurance will cover the amount of rent prorated by days left on rent period. In addition it may include the costs of relocating.

Why you should have the right protection?

It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments.
• If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
• If a guest in your home is injured, liability protection and medical coverage help pay expenses.
• If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
• If you are still paying for your home, your lender will require insurance.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what’s included and what is not.

Looking for coverage?

Click any of the following links to submit a quote for quick, accurate and affordable rates.Talk to our professional sales and support team to receive quality help. We are independent agents, our obligation belongs to you, not the insurance company. Fill out our quick quote or call us at (818) 887-8780 to get professional and expert assistance with dedicated support.