What is Workers Compensation?
A workers compensation insurance policy provides the insured/employer with the protection and the coverage to handle the expense when the employee is injured or becomes ill as a direct result of the employment environment. Which includes the medical treatment, the loss of wages or disability, and also the rehabilitation and training or vocational education to return the injured employee to full duty of to as near as possible full duty employment.
Why your business needs Workers Compensation
All businesses are mandated by the state of California to have an active Workers Compensation (WC) policy at all times when they have any form of at-willful employment. While it is the most common of liability policies it is perhaps the least understood and we often find new clients unknowingly paying an exorbitant amount on their current WC policy.
For many businesses, workers compensation coverage is overwhelmingly the single largest component of its insurance expense. Zein insurance services agents assess the factors affecting your line of business with to design the type of coverage that best suits their business means and needs.